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click here Kifmann, M. (2008) ‘The Design of Pension Pay-Out Options When the Health Status During Retirement is Uncertain’, CESifo working paper 2211. Kimball, M. and T. Shumway (2006) ‘Investor Sophistication, and the Participation, Home Bias, Diversification and Employer Stock Puzzles’, University of Michigan mimeo. , A. Spivak and L. Summers (1982) ‘The Adequacy of Savings’, American Economic Review 72(5), 1056-1069. Laibson, D. (1998) ‘Life-cycle Consumption and Hyperbolic Discount Functions’, European Economic Review 42, 861-871.
Adequacy of Savings for Old Age in Europe 37 Pratt, J. (1995) ‘Forward’ in L. Eeckhoudt and C. Gollier, Risk: Evaluation, Management and Sharing (New York: Harvester Wheatsheaf). K. and A. Seshadri (2007) ‘Children and Household Wealth’, mimeo. K. and A. ’, prepared for the 10th Annual Joint Conference of the Retirement Research Consortium ‘Creating a Secure Retirement System’ August 7-8, 2008, Washington, DC. , A. Seshadri and S. ’, Journal of Political Economy 14(4), 607-643. Shiller, R. (1998) ‘Social Security and Institutions for Intergenerational, Intragenerational and International Risk Sharing’, paper prepared for the Carnegie–Rochester Public Policy Conference, April 24-25, 1998.
McCaffery and Joel Slemrod (eds), Behavioral Public Finance: Toward a New Agenda (New York: Russell Sage Foundation), 304-351. , S. McKay, M. Phillips and C. Robinson (2007) Attitudes to Pensions: The 2006 Survey, Department for Work and Pensions research report 434. , J. Brown and P. Diamond (2003) ‘Annuities and Individual Welfare’, MIT working paper 03-15. Deaton, A. (2005) ‘Franco Modigliani and the Life Cycle Theory of Consumption’, Princeton University mimeo. Dushi, I. and A. Webb (2004) ‘Annuitization: Keeping Your Options Open’, CRR working paper 2004-04.